Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$540,000

933 N FLETCHER Avenue, Fernandina Beach, FL 32034

Fernandina Beach

Price
$540,000
Beds / Baths
2 / 1
Living area
750 sqft
Year built
1949
Type
Residential
Lot
0.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
51

Old Florida charm, steps from the ocean, and endless potential on Amelia Island. Located along desirable North Fletcher Avenue, this classic 1949 beach cottage captures the character and laid-back feel that make this one of Northeast Florida's most sought-after coastal destinations. The home offers 2 bedrooms, 1 bathroom, and approximately 750 square feet of living space above a ground-level garage and storage area. Whether you're looking for a primary residence, weekend getaway, investment property, or future homesite, this 50x100 lot offers plenty of possibilities. Recent updates include a roof (2020), HVAC (2021), and a new deck (2026). Sold as-is. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for mortgage/insurance.
  • Order 4-point inspection and wind-mitigation report; confirm roof coverage post-2020.
  • Inspect plumbing for polybutylene or cast-iron; 1949 home likely needs replacement.
  • Walk property lines; survey lot boundaries and confirm easements or encroachments.
  • Verify septic system functionality and drain field location; well water test required.
  • Review title for beach access rights, deed restrictions, or coastal setback requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,802/mo
Property tax (1.1% eff., Nassau Co.)$495/mo
Homeowners insurance (est.)$315/mo
All-in monthly (est.)$3,612/mo

Loan $432,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 2:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.