$419,000
110 OSPREY Road, St. Augustine, FL 32086, St. Augustine, FL 32086
St Augustine South
- Price
- $419,000
- Beds / Baths
- 3 / 2
- Living area
- 1,385 sqft
- Year built
- 1988
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 95
- Elementary
- Osceola
Coastal living meets total peace of mind at 110 Osprey Rd -- a fully renovated 3-bedroom, 2-bath retreat in the heart of Saint Augustine South. With 1,385 sq. ft., a 2-car garage, and a screened porch, this one-story gem has been completely updated from top to bottom and is 100% move-in ready. **Showings will take place July 11th - 24th** Every major system has been replaced: 2022 roof, 2020 HVAC with new ductwork, 2022 full replumb, new septic system and drain field, hybrid water heater, and solar attic vents. The 2022 interior renovation includes a remodeled kitchen with quartz countertops, updated bathrooms, luxury vinyl plank flooring throughout, fresh paint, and modern lighting -- light, bright, and beautifully done. Saint Augustine South is one of St. Augustine's most beloved waterfront communities, featuring two boat ramps, a park, playground, tennis and basketball courts, a community center, and direct Intracoastal Waterway access. No mandatory HOA. No CDD fees. Flood Zone X -- no flood insurance required. Short-term rentals permitted, making this an ideal primary residence, vacation home, or investment property. Minutes to St. Augustine Beach, Butler Beach, Crescent Beach, Historic Downtown, shopping, and dining in America's oldest city.
What to check on this one
- Verify 2022 roof installation date and get copies of permits/warranty documentation.
- Confirm septic system replacement date, permitting, and maintenance records since 2022.
- Obtain flood zone map showing Flood Zone X designation; verify no flood insurance required.
- Request 2020 HVAC work permits and full ductwork documentation for system scope.
- Confirm short-term rental permission in writing from St. Johns County or applicable authority.
- Get 2022 plumbing permits and water heater hybrid system warranty/service records.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $335,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 11:52 AM.
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