$824,900
1130 WINDLEY Drive, St. Augustine, FL 32092
Shearwater
- Price
- $824,900
- Beds / Baths
- 5 / 4
- Living area
- 3,053 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 3
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 77
- Elementary
- Trout Creek Academy
- Middle
- Trout Creek Academy
- High school
- Beachside
$270/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to your own Florida oasis--this exceptional home offers a spectacular outdoor paradise featuring a heated saltwater pool, elevated spa with cascading waterfall, expansive paver patio, swaying palm trees, multiple entertaining areas, and an outdoor TV. This home is designed for true indoor-outdoor living, triple sliding pocket doors open the entire living space to create the ultimate Florida lifestyle. Built in 2023 in the award winning Shearwater Community, this stunning 5-bedroom, 4-bath home offers over 3,000 square feet of thoughtfully designed living space with high-end finishes throughout. The gourmet kitchen is the heart of the home, featuring quartz countertops, an oversized island, stainless steel appliances, abundant cabinetry, a walk-in pantry, and seamless flow into the dining and family room. A custom built-in entertainment wall with an electric fireplace creates a warm and sophisticated gathering space, while the spacious mudroom and laundry room include custom cabinetry and built-ins that combine luxury with everyday functionality. The first-floor owner's retreat is a true sanctuary with dual walk-in closets, a spa-inspired bathroom featuring a soaking tub, oversized tiled shower, and private water closet. Upstairs, a versatile bonus suite with its own full bathroom and walk-in closet is perfect as a guest retreat, media room, home office, or private fifth bedroom. With four full bathrooms, generously sized bedrooms, and a 3-car garage, this home offers exceptional flexibility and entertaining alike. Located in one of Northeast Florida's most desirable master-planned communities, Shearwater offers an unmatched lifestyle with resort-style pools, a lazy river, water slides, lap lanes, fitness center, tennis courts, kayak launch, sports fields, playgrounds, scenic nature trails, and top-rated St. Johns County schools. Luxury, comfort, and a vacation-worthy backyard--all without waiting for new construction or investing in the extensive upgrades already completed for you.
What to check on this one
- Verify CDD bond payoff amount and confirm annual assessment obligation.
- Confirm actual flood zone designation with FEMA map—listing shows 'unknown'.
- Review Shearwater Community HOA docs, CC&Rs, and any rental restrictions.
- Inspect pool/spa equipment warranties and service history since 2023 build.
- Confirm all appliances and built-in systems under builder warranty coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $659,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:39 PM.
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