Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$379,000

1069 SPEARING Street, Jacksonville, FL 32206, Jacksonville, FL 32206

Campbell Addn

Price
$379,000
Beds / Baths
4 / 3
Living area
2,100 sqft
Year built
1908
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
83

$180/sqft asking, vs a $127/sqft median across 329 closed sales in 32206 over the last 12 months — 43% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Change is coming to this Historic Springfield Neighborhood and you don't want to miss being apart of it! Come see this Beautiful Fully Renovated 4 bedroom 2.5 Bathroom Home. The Character of the home has been Preserved while keeping it modern. Large Master Suite, Gourmet Kitchen, with solid surface countertops! Home has 2 fire places, Backyard is large enough for a pool or park your RV Schedule your Showing Today Appliances will be installed prior to closing.

What to check on this one

  • Verify actual roof age and material—1908 home needs current photo/inspection for insurer approval.
  • Obtain flood zone designation from FEMA map; if AE/VE, request elevation certificate before closing.
  • Confirm all renovation permits pulled and final inspections signed off by Duval County.
  • Get detailed scope of renovations: plumbing replaced (polybutylene/cast-iron risk), electrical upgraded, HVAC age.
  • Verify appliance brand/model specs and delivery/installation timeline before closing date.
  • Order 4-point and wind-mitigation inspection; budget for potential insurance premium or non-renewal risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,967/mo
Property tax (1.1% eff., Duval Co.)$347/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,606/mo

Loan $303,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 11:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.