Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$354,900

3281 6TH Street, Elkton, FL 32033, Elkton, FL 32033

Vermont Heights

Price
$354,900
Beds / Baths
3 / 2
Living area
1,130 sqft
Year built
2005
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
83
Elementary
South Woods
Middle
Gamble Rogers
High school
Pedro Menendez

$314/sqft asking, vs a $183/sqft median across 62 closed sales in 32033 over the last 12 months — 72% above the area's closed prices. Condition and lot vary; that's what a showing is for.

!!A Great Opportunity in St Johns County!! Included with the home are two additional lots at the back of the property. Don't miss this adorable 3bd 2bth home in Elkton. Home has many Updates. Roof Replaced 2023, A/C Replaced 2021, Gutters Added 2023, Lighting Fixtures Replaced 2023 & Counter tops replaced in kitchen in 2023. Well Pump and Well System upgraded in 2025, No HOA or CDD to worry about with St John County School District. Close to all that St. Augustine has to offer--including shopping, dining, and the historic charm. This is a turnkey opportunity for buyers seeking a well-cared-for home in a desirable area.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone
  • Confirm well and septic system inspection reports; review 2025 pump upgrade documentation
  • Obtain title documents for the two additional back lots; clarify ownership and any restrictions
  • Request 4-point inspection given 21-year-old home; roof is recent (2023) but verify inspector approval
  • Verify A/C 2021 replacement has manufacturer warranty remaining and service records

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,841/mo
Property tax (1.1% eff., St. Johns Co.)$325/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,458/mo

Loan $283,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HEAVENLY HOME REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.