$272,900
543 PALMETTO BLUFF Road, Palatka, FL 32177, Palatka, FL 32177
St Johns Harbor 3
- Price
- $272,900
- Beds / Baths
- 3 / 2
- Living area
- 1,334 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 74
$205/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.
** Seller to Pay Closing Costs with Full Price Offer ** Builder spared no expense: - Spray Foam Insulation for Energy Savings - Deep Well - Upgraded Finishes and Appliances - Glass Door in Master Shower - Wood Shelving in Closets Incredible Value... This Home is Listed Almost at Cost! Listing Agent is Builder and Seller
What to check on this one
- Verify flood zone designation and elevation certificate with Putnam County
- Confirm deep well water system service history and annual testing records
- Request builder warranty details and transferability to new owner
- Inspect spray foam insulation installation documentation and R-value specs
- Obtain septic system permit and maintenance records from county
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $218,320 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ANCHOR REALTY JAX. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 7:07 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.