Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,500,000

3180 COASTAL Highway, St. Augustine, FL 32084

North Beach

Price
$1,500,000
Beds / Baths
4 / 3
Living area
1,902 sqft
Year built
1981
Type
Residential
Lot
0.23 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
83

Welcome to 3180 Coastal Highway, Villa Rosa--an exceptional oceanfront retreat in the heart of Vilano Beach. This beautifully furnished 4-bedroom, 3-bath home offers stunning Atlantic Ocean views from the open-concept living, dining, and kitchen areas. With 50 feet of direct ocean frontage, enjoy spectacular sunrises from the expansive composite deck (2022) and sunsets over the Intracoastal Waterway. Features include a 2017 roof, impact-rated sliding glass doors, attached garage, parking for up to four vehicles, and an outdoor shower. Villa Rosa is also a proven income-producing property, generating over $140,000 annually in vacation rental revenue. Minutes from dining, shopping, and local attractions, this turnkey home is ideal as a primary residence, vacation getaway, or investment opportunity. Showings are by appointment and subject to guest occupancy.

What to check on this one

  • Verify 2017 roof condition, coverage limits, and insurer willingness for oceanfront property.
  • Obtain flood zone designation and elevation certificate for this oceanfront lot.
  • Review vacation rental lease terms, guest occupancy rules, and short-term rental permit status.
  • Confirm composite deck (2022) warranty and inspect pilings/foundation for salt-water damage.
  • Inspect impact-rated doors/windows for seal integrity; check HVAC salt-spray exposure.
  • Verify $140K annual rental revenue claims with tax returns and booking records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,783/mo
Property tax (1.1% eff., St. Johns Co.)$1,375/mo
Homeowners insurance (est.)$875/mo
All-in monthly (est.)$10,033/mo

Loan $1,200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GREEN PALM REALTY & PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 11:28 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.