Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$442,990

99 LUDINGTON Parkway, St. Augustine, FL 32092

Silver Falls

Price
$442,990
Beds / Baths
4 / 3
Living area
1,875 sqft
Year built
2026
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$144/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
83

$236/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 14% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Under Construction: Ready October 2026! Welcome to Lennar Homes- Kate floor plan featuring 4 bedrooms, 2 bathrooms, 1 half bathroom and a 2-car garage. This home includes white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances: range, dishwasher, microwave, and refrigerator. Ceramic wood tile is installed in wet areas and extended into the family, dining, and hallways. Additional features include quartz vanities, window blinds throughout, a screened lanai, and a sprinkler system. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. As the nation's oldest city, it's rich in Spanish Colonial architecture, cobblestone streets, and centuries-old landmarks, complemented by a lively arts scene, unique shops, and diverse dining options. Includes a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm final flood zone designation and elevation certificate before closing.
  • Verify HOA $144/mo covers what; request CC&Rs and reserve study.
  • Request builder's one-year warranty details and customer service contact info in writing.
  • Confirm October 2026 completion date and any delay penalties or incentives.
  • Inspect final HVAC, plumbing, electrical, and appliances before final walkthrough.
  • Verify sprinkler system winterization plan and irrigation meter setup.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,299/mo
Property tax (1.1% eff., St. Johns Co.)$406/mo
Homeowners insurance (est.)$292/mo
HOA$144/mo
All-in monthly (est.)$3,141/mo

Loan $354,392 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 3:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.