$304,900
3195 COTTAGE HILL Place, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
Rolling Hills
- Price
- $304,900
- Beds / Baths
- 3 / 2
- Living area
- 1,247 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $10/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 83
- Elementary
- Lake Asbury
- Middle
- Lake Asbury
- High school
- Middleburg
$245/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 36% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Step into the Caroline, a thoughtfully crafted 3-bedroom, 2-bathroom home that proves you don't need excess square footage to enjoy spacious living. This bright and open floor plan maximizes every inch with smart, functional layout choices that create a seamless flow from room to room. The heart of the home is a spacious living area that opens to a modern kitchen, perfect for entertaining or everyday relaxation. Natural light fills the space, creating a warm and inviting atmosphere. The primary suite offers a private retreat with an en-suite bathroom and ample closet space, while two additional bedrooms offer flexibility for a growing family, home office, or guest space. Step outside to enjoy the covered porch--ideal for morning coffee or evening gatherings, rain or shine. The Caroline is where simplicity meets style--offering everything you need, without compromise.
What to check on this one
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Request CDD bond payoff amount and verify annual assessment obligations.
- Verify new construction warranty details and builder's final punch-list completion.
- Confirm homeowners insurance quote availability for new construction in Clay County.
- Review HOA governing documents despite low $10/mo fee for any restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $243,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 5:40 PM.
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