Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$197,000

109 CODY Drive, Satsuma, FL 32189

Metes & Bounds

Price
$197,000
Beds / Baths
2 / 1
Living area
1,240 sqft
Year built
1969
Type
Residential
Lot
0.35 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
83

$159/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover your cozy escape! Sold fully furnished, this lovely 2-bedroom, 1-bathroom cottage perfectly balances relaxation and utility. Spend your mornings in the peaceful courtyard and your afternoons out on the Saint Johns River, thanks to the community boat ramp access. For the hobbyist or investor, this property is a dream: it features a gardener's shed, a massive workshop, and an ADU ready for your finishing touches to become a perfect guest suite or income generator. Other considerations: Shared Well, a second lot with the well is part of this sale. A well agreement to include 104 and 108 Cody will be recorded prior to closing. Considering Cash or conventional loans only.

What this home really costs per month

Principal & interest$1,022/mo
Property tax (1.1% eff., Putnam Co.)$181/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,495/mo

Loan $157,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 12:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.