Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$125,000

3640 KIRKPATRICK Circle 14, Jacksonville, FL 32210, Jacksonville, FL 32210

Willow Ridge

Price
$125,000
Beds / Baths
2 / 2
Living area
1,118 sqft
Year built
2006
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
85

$112/sqft asking, vs a $127/sqft median across 75 closed sales in 32210 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

This 2-bedroom, 2-bathroom condo offers 1,118 sq ft of comfortable living with an open floor plan that flows from the living area to the kitchen and dining space, and a split-bedroom layout for added privacy. Tucked just off Wilson Blvd at I-295, you're minutes from NAS Jacksonville, FSCJ, Oak Leaf Town Center, and an easy commute to downtown, Orange Park, and the Riverside/Avondale shops and dining. Investors take note: the unit is currently tenant-occupied and producing income, making this an equally smart buy-and-hold opportunity. Tenant-occupied; 24-hour notice required for all showings -- please do not disturb tenant.

What to check on this one

  • Verify condo milestone/SIRS reports and reserve fund status.
  • Obtain HOA rental policy — confirm investor-friendly lease terms allowed.
  • Request 4-point inspection; roof age critical at 20 years old.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review tenant lease terms, expiration date, and rent roll.
  • Verify current property insurance availability and carrier acceptance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$649/mo
Property tax (1.1% eff., Duval Co.)$115/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,491/mo

Loan $100,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PLENTI REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jun 10, 2026, 3:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.