Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,990

3602 BELLA SERA Lane, Green Cove Springs, FL 32043

Bella Lago

Price
$359,990
Beds / Baths
4 / 3
Living area
2,193 sqft
Year built
2026
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
63
Elementary
Lake Asbury
Middle
Lake Asbury
High school
Clay

Brand new, energy-efficient home with a water view available by Aug 2026! The versatile flex space in this home can be used as a gaming area, home office or hobby space. The kitchen features a work island that overlooks the great room, dining area, and lanai. Four bedrooms and three full baths make morning routines easier. Now selling move-in ready homes. Lakes at Bella Lago Signature Series offers new single-family homes in Green Cove Springs, FL with various open-concept floorplans. Homeowners will enjoy world-class amenities including a pool, clubhouse, playground and large community lake. Located in Clay County, this community is just minutes from the new First Coast Expressway, providing easy access to all areas of Jacksonville. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule with developer
  • Confirm final flood zone designation and elevation certificate requirements
  • Review Lakes at Bella Lago CC&R documents, HOA rules, rental restrictions
  • Request builder warranty details and energy efficiency certification specifics
  • Confirm August 2026 delivery timeline and final walkthrough inspection process

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Clay Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,662/mo

Loan $287,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MERITAGE HOMES OF FLORIDA REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 5:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.