Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,990

1341 RIBBON Place, Palm Coast, FL 32164, Palm Coast, FL 32164

Seminole Palms

Price
$324,990
Beds / Baths
3 / 2
Living area
1,895 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$15/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
84
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$172/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Designed to fit your lifestyle, the single-story Captiva plan welcomes you with a large front porch, ushering you into a spacious foyer with an optional drop zone. Anchoring the home, an open-concept living area includes a kitchen with a center island and corner pantry, overlooking a dining area and a great room--boasting access to a relaxing covered patio. You'll also appreciate the option to add a great room fireplace. The primary suite dazzles with a roomy walk-in closet and a 5-piece bath--offering the options of a freestanding tub, expanded shower or walk-in shower. Additional highlights include a flex room with the potential to serve as a fourth bedroom. Seminole Palms ammenities include: State-of-the-art clubhouse with a fitness room, community space, and a pavilion, 2,500 sq. ft. resort-style pool, Playground, Walking Trails, and Dog park.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment schedule.
  • Review HOA/CDD documents for rental restrictions and lease terms.
  • Confirm builder warranty coverage and transferability to next owner.
  • Request homeowner insurance quotes—new construction in Flagler County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Flagler Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,458/mo

Loan $259,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY COMMUNITIES OF FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 6:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.