$728,000
47 CALLAWAY Circle, St. Johns, FL 32259
Mill Creek Forest
- Price
- $728,000
- Beds / Baths
- 4 / 4
- Living area
- 3,247 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 3
- HOA
- $154/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 51
Located in a No CDD community and situated on an impressive 190-foot deep homesite, this beautifully appointed Ruth Elite offers an exceptional combination of space, comfort, and luxury. The expansive 12-foot sliding glass door fills the home with natural light and creates a seamless connection to the backyard, perfect for enjoying Florida living. The thoughtfully designed upstairs bedroom and bathroom expansion provides additional flexibility for guests, multi-generational living, or a private retreat. The downstairs primary suite offers convenience and privacy, complete with a luxurious spa-inspired bathroom designed for everyday comfort and relaxation. With exceptional upgrades, a deep homesite, and one of the final opportunities in Mill Creek Forest, this home is truly a standout.
What to check on this one
- Verify HOA $154/mo covers what services; request 12-month financials and reserve study.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Request builder warranty documentation and any remaining transferable coverage.
- Verify all builder upgrades are completed and permitted; inspect final walkthrough items.
- Confirm homeowner's insurance quote; new construction may have limited carrier availability.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $582,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 6:56 AM.
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