Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,900

178 SEGOVIA Road, St. Augustine, FL 32086, St. Augustine, FL 32086

St Augustine South

Price
$429,900
Beds / Baths
3 / 2
Living area
1,511 sqft
Year built
1988
Type
Residential
Lot
0.18 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
84

$285/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 38% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 178 Segovia Road, a 3-bedroom, 2-bath pool home with a flex room located in the sought-after St. Augustine South community. Major updates include a new roof (2026), new HVAC system (2026), septic replacement (2023), home re-piped (2021), fresh interior and exterior paint, garage door opener (2025), updated kitchen cabinetry (2025), pool pump (2025), and porcelain flooring throughout. Step inside to a bright and inviting layout featuring natural light and character throughout. The main living area showcases skylights with remote-controlled blinds, updated ceiling fans, warm wood accents, and a beautiful stone fireplace. Designed for Florida indoor/outdoor living, the fully fenced backyard offers plenty of space to relax and entertain with a pool featuring a peaceful waterfall, pool lighting for evening swims, outdoor lighting around the pool area and walkways, and a covered outdoor seating area (installed 2025). The additional fenced side yards offer flexible use, while the 10x12 storage shed provides additional storage. Located minutes from the Intracoastal Waterway, beaches, historic downtown St. Augustine, shopping, dining, UF Health Flagler Hospital, nearby parks, and two public boat ramps. Enjoy coastal convenience, thoughtful updates, and outdoor living without the restrictions of an HOA.

What to check on this one

  • Verify flood zone designation—request elevation certificate if in AE/VE zone.
  • Confirm septic system inspection records from 2023 replacement and pumping schedule.
  • Get roof warranty documentation; verify 2026 install date and material specs.
  • Request HVAC, re-pipe, and pool pump maintenance records and warranties.
  • Obtain 4-point inspection (roof, plumbing, electrical, HVAC) for insurer approval.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,231/mo
Property tax (1.1% eff., St. Johns Co.)$394/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,917/mo

Loan $343,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 1:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.