Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,000

241 BLIND OAK Circle, St. Johns, FL 32095

Bannon Lakes

Price
$449,000
Beds / Baths
4 / 2
Living area
1,775 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
45

Introducing the Highgate--an open-concept home nestled on a waterfront homesite. This residence offers 4 bedrooms, 2 bathrooms, and an extended 2-car garage. The kitchen features quartz countertops, white cabinetry, a white Flow Picket tile backsplash, a complete suite of Whirlpool appliances including a refrigerator, and an oversized center island. Luxury Vinyl Plank flooring extends throughout the main living areas, leading into the spacious gathering room accented by a tray ceiling out to an extended covered lanai. Designer-selected upgrades include a Smart Home package, upgraded hardware, 8-foot interior doors, an added laundry room sink, and numerous additional enhancements throughout. Residents enjoy access to an impressive 4,000-square-foot amenity center featuring a state-of-the-art fitness center, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your private tour today.

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement for waterfront lot.
  • Verify CDD bond payoff amount and remaining assessment period before closing.
  • Review HOA documents for waterfront-specific rules, maintenance obligations, dock access.
  • Confirm builder warranty coverage details and transferability to subsequent owners.
  • Get final HOA/CDD fee breakdown and any planned increases over next 5 years.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,330/mo
Property tax (1.1% eff., St. Johns Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,255/mo

Loan $359,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 29, 2026, 7:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.