Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$95,000

1741 STATE ROAD 20, Hawthorne, FL 32640, Hawthorne, FL 32640

Hawthorne

Price
$95,000
Beds / Baths
3 / 1
Living area
936 sqft
Year built
1958
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
84

$102/sqft asking, vs a $164/sqft median across 61 closed sales in 32640 over the last 12 months — 38% below the area's closed prices. Recently updated with new systems and finishes, priced below area comps at $102/sf versus $164/sf; current tenant lease through February 2027 locks in $1,250 monthly rent.

EXCELLENT ROI!! CAN'T BEAT THE RETURN!! This recently updated 3 BED 1 BATH house is available for sale and would make GREAT for an investor! (New Paint throughout, new cabinet knobs, new kitchen faucet, newly painted exterior, newly painted interior, new doorknobs, new light fixtures throughout, newer water heater, newer walk in shower with fiberglass surround, newer breaker box, newer wood laminate floors throughout.) Home also has a brand new well pump and bladder tank installed in April 2025! Home is rented at $1,250 a month with a lease that doesn't end until 2/28/2027!

What to check on this one

  • Verify well pump/bladder tank installation date and warranty documentation from April 2025
  • Obtain septic system inspection report and confirm last pumping/maintenance date
  • Pull flood zone designation and elevation certificate for Putnam County property
  • Confirm actual roof age; 1958 home may need 4-point inspection for insurance
  • Review tenant lease terms, renewal options, and rental history since updates
  • Verify all permitted work (electrical, plumbing, HVAC updates) has final inspections on file

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$493/mo
Property tax (1.1% eff., Putnam Co.)$87/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$872/mo

Loan $76,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Jun 9, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.