$399,000
2933 COLD STREAM Lane, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
Cross Creek
- Price
- $399,000
- Beds / Baths
- 5 / 4
- Living area
- 2,887 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- —
- Garage
- 3
- HOA
- $8/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 84
SHORT SALE. NOT YET APPROVED BY LENDER. All terms price are subject to third-party lender approval. Opportunity awaits with this beautifully maintained 5-bedroom, 4-bath home built in 2022. Situated on a desirable lot, this home offers a light, bright, and airy feel throughout with spacious living areas and a functional floor plan designed for today's lifestyle. The generous layout provides plenty of room for family, guests, entertaining, or working from home. Property is being sold AS-IS. Seller makes no warranties or guarantees and will make no repairs. Buyer is responsible for conducting all inspections and verifying all information deemed important. A fantastic opportunity to own a newer home with modern features, ample space, and exceptional value. Please allow additional time for lender approval and closing timelines associated with the short sale process.
What to check on this one
- Confirm short sale lender approval status and realistic closing timeline before investing time.
- Obtain flood zone designation from FEMA map; verify elevation certificate if in AE/VE.
- Get CDD bond payoff amount and remaining term; factor into true monthly cost.
- Order full home inspection (2022 build = newer, but AS-IS sale = inspect everything).
- Verify homeowners insurance quote; confirm insurer will cover 2022 construction in Clay County.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 25, 2026, 1:01 AM.
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