Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$650,000

1928 MOORINGS Circle, Middleburg, FL 32068

Paradise Moorings

Price
$650,000
Beds / Baths
5 / 5
Living area
3,317 sqft
Year built
2005
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$140/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
79

$196/sqft asking, vs a $181/sqft median across 1,361 closed sales in 32068 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover Paradise Moorings, a gated community known for picturesque streets, white picket fences & inviting front porches. The true standout is the extraordinary 22' x 47' fully insulated, climate-controlled garage/workshop w/its own bathroom, abundant storage & space for collector cars, hobbies, projects or a dream workshop--where the owner even built an airplane! This beautifully maintained 5BR/5BA home offers approx. 3,317 SF w/soaring 10+ ft ceilings, split-bedroom floor plan, hardwood floors in the main living areas, tile in wet areas & stain-resistant carpet w/upgraded memory foam padding in the bedrooms. Spacious great room overlooks the screened lanai, peaceful pond, white picket fence & pear & fig trees. Kitchen features abundant 42'' cabinetry w/rope crown molding, Corian countertops & new dishwasher. Upstairs bonus/game room offers pond views. Full-house generator. Residents enjoy Doctors Lake access, community dock & waterfront amenity center w/fireplace & gathering spaces.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront lot
  • Verify roof age and get 4-point inspection; home is 21 years old
  • Review HOA documents—restrictions on workshop use, rental eligibility, pool rules
  • Inspect workshop/garage electrical, HVAC, plumbing separately; verify generator maintenance
  • Confirm Doctors Lake access deed rights and dock usage terms in HOA docs
  • Check waterfront easements, setback compliance, and pond/wetland permits

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., Clay Co.)$596/mo
Homeowners insurance (est.)$379/mo
HOA$140/mo
All-in monthly (est.)$4,488/mo

Loan $520,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.