Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$145,000

2975 SW SUNSET TRACE Circle 2975, Palm City, FL 34990

Sunset Trace

Price
$145,000
Beds / Baths
2 / 3
Living area
1,236 sqft
Year built
1984
Type
Condo
Lot
Garage
0
HOA
$630/mo
CDD
No
Flood zone
Unknown
County
Martin
Days on market
22
Elementary
Other
Middle
Other
High school
Other

Short sale subject to approval. Sold as is. Active leak present and mold remediation needed. Reports and quote available.Buyer to contribute up to $28k towards back due HOA, in addition to purchase price. Cannot be included in purchase. So much potential in this spacious 2 bedroom corner unit townhome with updated bathrooms, and newer wood and tile flooring. Private fenced patio off living room and kitchen. Fantastic location in the heart of Palm City close to shopping, stores and restaurants. Sunset Trace offers several swimming pools, basketball courts, playground area and racket ball and more.

What to check on this one

  • Verify short sale approval status and timeline before proceeding.
  • Obtain condo milestone report and SIRS inspection if built pre-2007.
  • Request full HOA docs: budget, reserve study, rental restrictions, assessments.
  • Get written mold remediation quote; verify scope and contractor licensing.
  • Confirm flood zone designation; order elevation certificate if AE/VE.
  • Review active leak source and repair estimate; inspect roof age/condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$752/mo
Property tax (1.1% eff., Martin Co.)$133/mo
Homeowners insurance (est.)$292/mo
HOA$630/mo
All-in monthly (est.)$1,807/mo

Loan $116,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REID REAL ESTATE GROUP, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 9, 2026, 3:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.