Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$364,990

232 SILVER MYRTLE Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Cherry Elm Townhomes

Price
$364,990
Beds / Baths
3 / 3
Living area
1,933 sqft
Year built
2026
Type
Townhouse
Lot
0.08 ac
Garage
2
HOA
$134/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
84
Elementary
Magnolia Oaks Academy
Middle
Magnolia Oaks Academy
High school
Tocoi Creek

$189/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

What's Special: Popular Plan | Oversized Pantry | Loft | 2nd Floor Laundry Room. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 232 Silver Myrtle Court in Cherry Elm at SilverLeaf! Step into a beautifully designed two-story townhome where comfort and connection come naturally. The main level welcomes you with a bright great room that flows into the dining area and a charming kitchen with a central island and walk-in pantry, perfect for everyday moments and easy entertaining. Just beyond, a covered lanai creates a lovely space to unwind outdoors. Upstairs, the spacious primary suite offers a peaceful retreat with a well-appointed bath, while a versatile loft and two secondary bedrooms provide room for everyone to relax and gather. Thoughtful touches like a convenient powder bath, upstairs laundry, and ample storage add ease to daily living. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a planned 1.6-acre amenity area. Nearby Trout Creek offers river access and parks. You'll also have quick connectivity to I-95, CR-16, CR-210, and I-295, with future roadway expansions planned. Additional Highlights Include: quartz countertops throughout. Photos are for representative purposes only. MLS#2149551

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement for St. Johns County.
  • Verify HOA $134/mo covers what; confirm CDD bond payoff amount if applicable to SilverLeaf.
  • Review builder warranty terms and new construction closing timeline (November completion).
  • Confirm short-term rental eligibility and restrictions in HOA/community covenants.
  • Get builder-provided 4-point inspection report; verify all systems/roof coverage upon completion.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,894/mo
Property tax (1.1% eff., St. Johns Co.)$335/mo
Homeowners insurance (est.)$292/mo
HOA$134/mo
All-in monthly (est.)$2,655/mo

Loan $291,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TAYLOR MORRISON REALTY OF FLA. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 5:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.