Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$305,000

2099 ALLISON Court, Middleburg, FL 32068

Highland Oaks

Price
$305,000
Beds / Baths
4 / 3
Living area
1,712 sqft
Year built
1988
Type
Residential
Lot
0.84 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
64
Elementary
Rideout
Middle
Lake Asbury
High school
Ridgeview

The best deal on the block--and the lifestyle you've been looking for! Tucked away with incredible privacy and NO HOA, this 4-bedroom, 3-bathroom home offers the perfect blend of space, freedom, value, and opportunity to make it your own. Major updates are already complete, including a BRAND-NEW ROOF, BRAND-NEW WATER HEATER, and BRAND-NEW THIRD SHOWER, giving you added peace of mind from day one. Enjoy a quieter pace of life while staying just minutes from A-rated schools, local parks, shopping, dining, and the First Coast Expressway for an easy commute to Jacksonville. With four bedrooms, three full baths, no HOA, major recent improvements, and a convenient location, this home offers incredible value and potential. Don't miss your chance to make it yours--schedule your showing today!

What to check on this one

  • Verify new roof installation date, warranty, and contractor documentation.
  • Confirm water heater and third shower installation dates and permits.
  • Check flood zone designation via FEMA map—unknown status needs clarification.
  • Request 4-point inspection report given 1988 build year and insurance requirements.
  • Verify septic system service history and well water quality if applicable.
  • Review plumbing materials—polybutylene or cast-iron common in 1988 builds.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,583/mo
Property tax (1.1% eff., Clay Co.)$280/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,155/mo

Loan $244,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.