$389,900
2849 SPOONBILL Trail, Orange Park, FL 32073, Orange Park, FL 32073
Spencers Plantation
- Price
- $389,900
- Beds / Baths
- 4 / 3
- Living area
- 2,581 sqft
- Year built
- 2008
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 85
$151/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this move-in ready 4-bedroom, 3-bathroom, two-story home situated on a peaceful pond lot with beautiful water views and added privacy. Recently painted inside and out, this well-maintained home also features a newer AC system, newer carpeting, new smart Rheem water heater, smart irrigation, and offers comfort and peace of mind from day one. The spacious floor plan provides plenty of room to live, work, and entertain, while the 2-car garage and attractive landscaping add to the home's curb appeal. Enjoy the generous spacing between neighboring homes, creating a more open and private setting. This home has been exceptionally cared for and is truly move-in ready. Clean, fresh, and beautifully maintained throughout, it offers a wonderful opportunity for buyers seeking a home that has been lovingly maintained and is ready to enjoy immediately without the need for repairs or updates. Conveniently located in a desirable community with Argyle Elementary School just minutes away, this home offers easy access to everyday conveniences. Oakleaf Town Center is nearby, featuring a wide variety of shopping, dining, and entertainment options. This well-cared-for home combines comfort, convenience, and a great location. Schedule your private showing today!
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for pond-lot waterfront property.
- Confirm roof age/condition; 2008 home approaching insurance inspection threshold in NE Florida.
- Request homeowner maintenance records for AC, water heater, irrigation, and any pest/termite history.
- Obtain HOA estoppel letter; clarify pond maintenance responsibility and any special assessments.
- Verify plumbing material (copper vs. polybutylene) given 2008 construction year.
- Request recent homeowner's insurance declarations and confirm insurer willingness for waterfront property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 7:40 PM.
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