$522,141
10109 ELEMENT Road, Jacksonville, FL 32256
Kettering at eTown
- Price
- $522,141
- Beds / Baths
- 3 / 3
- Living area
- 2,300 sqft
- Year built
- 2026
- Type
- Townhouse
- Lot
- —
- Garage
- 2
- HOA
- $240/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 57
- Elementary
- Mandarin Oaks
- Middle
- Twin Lakes Academy
- High school
- Atlantic Coast
''Final opportunities in Kettering at eTown!'' Limited-Time 4.99% Fixed Rate Available! Qualified buyers may receive a 4.99% fixed rate on VA, FHA, or Conventional financing through Grace Home Lending. With detailed exterior trim, soothing colors and stone accents, the Acosta in Villas at Kettering in eTown offers strong curb appeal and character. Step through the 8-foot entry door into a foyer with soaring ceilings and a staircase that sets the tone for this thoughtfully designed home. The kitchen features maple latte cabinetry, brushed nickel hardware, quartz countertops, a stainless vent hood and a natural gas cooktop. The expansive island creates a central gathering space for both everyday meals and entertaining. Sliding glass doors open to a fenced backyard with preserve views, extending the living space outdoors. A bedroom and full bath on the main level provide flexibility for a guest suite, home office or additional living space. Double glass doors lead to the enclosed office off the entryway. Upstairs, a retreat offers a comfortable place to relax, while a balcony provides elevated views of the surrounding trees and yard. The Owner's Retreat is privately located and includes a well appointed, spa-inspired Owner's Bath with peaceful views. Residents enjoy access to the Recharge Amenity Center with a pool, fitness center, playground and dog park. This home offers a low maintenance lifestyle with convenient access to nearby shopping, dining and local destinations.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment schedule.
- Confirm HOA $240/mo covers what services; review Villas at Kettering bylaws.
- Request builder warranty details and transferability to next owner.
- Confirm final certificate of occupancy issued; closing timeline locked.
- Verify natural gas line installation and inspection completion.
- Ask builder about any remaining construction defects or punch-list items.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $417,713 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WEEKLEY HOMES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 12:23 PM.
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