Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$250,000

106 RIVER Drive, East Palatka, FL 32131, East Palatka, FL 32131

River Groves

Price
$250,000
Beds / Baths
3 / 3
Living area
1,462 sqft
Year built
1963
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
85

$171/sqft asking, vs a $172/sqft median across 43 closed sales in 32131 over the last 12 months — 0% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 106 River Drive in East Palatka! This well-maintained 3-bedroom, 2.5-bathroom home offers 1,462 square feet of comfortable living space and is packed with features both inside and out. Step inside to find fresh interior paint that gives the home a bright, updated feel. The functional floor plan includes a convenient mud room, providing extra storage and organization for everyday living. Enjoy peace of mind with a HVAC system that is only one year old. Outside, you'll discover your own private retreat featuring an above ground swimming pool and a fully fenced backyard--perfect for entertaining, pets, and family gatherings. Two storage sheds provide plenty of room for tools, equipment, and hobbies, while the large driveway offers ample parking for multiple vehicles, boats, or recreational toys. Whether you're relaxing poolside, hosting friends and family, or enjoying the spacious outdoor amenities, this property delivers exceptional value and versatility. Conveniently located in East Palatka with easy access to nearby shopping, dining, schools, and the St. Johns River, this home is ready for its next owner to move right in and enjoy. Some photos may be Ai Generated for staging purposes. Schedule your showing today!

What to check on this one

  • Verify roof age and condition; 1963 home likely needs inspection soon for insurance eligibility.
  • Obtain 4-point inspection (roof, HVAC, plumbing, electrical) — standard for homes this age in Florida.
  • Confirm flood zone designation with FEMA map; listing shows 'unknown'—critical for insurance.
  • Request pool permit and maintenance records; verify above-ground pool complies with Putnam County code.
  • Get HVAC service records for 1-year-old system; verify warranty transfer at closing.
  • Check for polybutylene or cast-iron plumbing given 1963 build year; may affect insurance/resale.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $200,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 26, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.