Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$899,000

320 VILLAGE Drive D, St. Augustine, FL 32084, St. Augustine, FL 32084

Villages Of Vilano

Price
$899,000
Beds / Baths
3 / 4
Living area
2,193 sqft
Year built
1996
Type
Condo
Lot
Garage
2
HOA
$772/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
85

$410/sqft asking, vs a $191/sqft median across 234 closed sales in 32084 over the last 12 months — 115% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to one of the most coveted waterfront residences in the gated Village of Vilano marina community, where luxury coastal living meets the laid-back elegance of Old Florida charm. This listing is for the perfectly positioned as an upper-level end unit overlooking the Intracoastal Waterway AND the option to purchase a 35 foot boat slip. This beautifully renovated 3-bedroom, 3.5-bath residence offers approximately 2,193 square feet of light-filled living space, sunset views, and a rare 35-foot boat slip just steps from your door. Expansive windows and sliding glass doors frame sweeping marina and Intracoastal views, while the soaring two-story great room creates an airy coastal feel designed for both entertaining & everyday living. The move-in ready interior features renovated kitchen & bathrooms, quartz countertops, custom cabinetry, stainless steel appliances, wine refrigeration, designer lighting, and a spacious waterfront primary suite with balcony access and spa-inspired bath.

What to check on this one

  • Obtain condo milestone inspection report and SIRS status from HOA immediately.
  • Request flood zone map and elevation certificate for Intracoastal waterfront location.
  • Verify roof age and get recent inspection; confirm insurer will cover post-1996 condo.
  • Review HOA reserve study, special assessments, and all governing docs.
  • Confirm boat slip deed transfer process and any restrictions or additional fees.
  • Order 4-point inspection; ask if wind-mitigation discount available for condo.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,665/mo
Property tax (1.1% eff., St. Johns Co.)$824/mo
Homeowners insurance (est.)$524/mo
HOA$772/mo
All-in monthly (est.)$6,785/mo

Loan $719,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 7:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.