Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$300,000

205 OCEANGATE Drive, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Oceangate

Price
$300,000
Beds / Baths
3 / 2
Living area
1,256 sqft
Year built
2016
Type
Townhouse
Lot
0.05 ac
Garage
0
HOA
$125/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
82

$239/sqft asking, vs a $259/sqft median across 64 closed sales in 32233 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

looking to live at the beach ... this beautifully maintained home might be your answer! updated kitchen with almost new appliances and counters - LVP flooring and special touches everywhere. This home is freshly painted & you can see the care and pride of ownership here! all bedrooms (and laundry) upstairs, kitchen and living space below - and two designated parking spaces. Stop by today - and WELCOME HOME!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Review HOA documents: bylaws, reserve study, rental restrictions, special assessments
  • Confirm roof age and get inspection; verify homeowner's insurance availability
  • Inspect plumbing for polybutylene lines (pre-1995 era townhouses common)
  • Verify all appliances are transferable and get model/warranty info
  • Check 4-point inspection requirements with your insurance agent

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., Duval Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$125/mo
All-in monthly (est.)$2,249/mo

Loan $240,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:54 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.