Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$335,000

95081 WILDWOOD Circle, Fernandina Beach, FL 32034

Rosewood Meadows

Price
$335,000
Beds / Baths
3 / 2
Living area
1,418 sqft
Year built
1995
Type
Residential
Lot
1 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
85

Welcome to 95081 Wildwood Circle.. This 3 bed, 2 bath home sits on an ACRE of land and is in a very sought after area.. This home has great curb appeal and truly sets the tone for what's within.. Tons of storage space outside and lots of parking space also.. No HOA and tons of privacy.. Living and dining room area are very spacious and perfect for guests/entertaining! There is also a large kitchen with ample storage space that overlooks into another BIG living area where the options are endless.. This location is IDEAL, close to everything - the beaches, shopping, eating, schools, highways and everything else Fernandina/Amelia has to offer!

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement with county.
  • Get roof inspection report—1995 build at 29 years, approaching insurer red flags.
  • Confirm septic system service records and last pumping/inspection date.
  • Request 4-point inspection (roof, HVAC, plumbing, electrical) for insurer compliance.
  • Check polybutylene plumbing presence; if found, flag for replacement cost estimate.
  • Confirm well water quality testing and any treatment system maintenance history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,738/mo
Property tax (1.1% eff., Nassau Co.)$307/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,337/mo

Loan $268,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER ANABASIS REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 6:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.