Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,900

2074 PALOMA Court, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$389,900
Beds / Baths
3 / 2
Living area
1,531 sqft
Year built
2023
Type
Residential
Lot
1 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
81

$255/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Built in 2023 and offering the peace of mind of a one-year home warranty, this almost new home combines modern comfort with the freedom of country-style living. Situated on a beautiful 1-acre lot with no HOA fees or restrictions, you'll enjoy the space and privacy you've wanted. Perched high and dry on a hill, this property offers attractive views and added confidence during rainy seasons. Spend your evenings fishing in the private pond or unwinding in the spacious screened porch while taking in the peaceful surroundings. Inside, the home features a stunning kitchen with gorgeous granite countertops, creating a bright and inviting space for cooking and entertaining. A painting allowance is included for white kitchen giving buyers the opportunity to add their personal touch and make the home truly their own. Conveniently located close to schools, Check out the spacious shower Ooh la la!!!

What to check on this one

  • Verify one-year builder warranty coverage details and transfer requirements.
  • Confirm private pond maintenance responsibility and any deed restrictions.
  • Get flood zone official designation and elevation certificate for the property.
  • Review well and septic system inspection records and service history.
  • Verify property survey and lot boundary lines with 1-acre claim.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,023/mo
Property tax (1.1% eff., Clay Co.)$357/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,672/mo

Loan $311,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS PV. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 4:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.