$675,000
3110 EGANS BLUFF Road, Fernandina Beach, FL 32034
Egans Bluff
- Price
- $675,000
- Beds / Baths
- 3 / 2
- Living area
- 2,590 sqft
- Year built
- 1986
- Type
- Residential
- Lot
- 0.37 ac
- Garage
- 2
- HOA
- $16/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 39
NEW PRICE! Walk to the beach! Approximately 4/10 mile from the beach, this house has a gracious layout w/almost all the living space on one floor. The charming exception is the loft. The kitchen is inviting w/marble countertops, a large island & abundant cabinetry. The library/office showcases beautiful built-in shelving. Privately positioned away from the guest bedrooms, the primary suite offers generous proportions, an expansive glassed-in shower, separate soaking tub & direct access to the back deck. Significant seller investments have already been made: new roof in 2025, new HVAC 2026, new septic being completed. Priced to reflect its ''as is'' condition, this home represents an exceptional value for the discerning buyer who recognizes its potential in a premier location. Buyers encouraged to conduct any inspections they wish. Please DO NOT walk on the back deck as it is soft in some places. Don't miss this opportunity to own in one of the island's great neighborhoods. Hurry home.
What to check on this one
- Verify new roof installation date, warranty, and installer documentation from 2025.
- Confirm new HVAC 2026 install date, model, capacity, and transferable warranty details.
- Obtain septic system completion certificate and pumping/maintenance records once finished.
- Request flood zone designation and elevation certificate for Fernandina Beach property.
- Inspect back deck structural integrity; obtain repair/replacement estimate from licensed contractor.
- Verify plumbing materials—check for polybutylene or cast-iron given 1986 construction year.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $540,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 3:00 PM.
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