Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,900

342 WILDBERRY Court, Orange Park, FL 32073

Spencers Crossing

Price
$299,900
Beds / Baths
3 / 2
Living area
1,462 sqft
Year built
1995
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
87

Welcome home to this charming 3-bedroom, 2-bathroom property featuring a fully fenced backyard, perfect for pets, play, or entertaining. Inside, you'll find stainless steel appliances, a cozy fireplace, and a functional layout designed for comfortable living. Enjoy the privacy of your backyard retreat while being conveniently located close to shopping, restaurants, and everyday amenities. This home offers the perfect combination of comfort, convenience, and value.

What to check on this one

  • Verify roof age and get 4-point inspection before underwriting.
  • Confirm flood zone via FEMA map; request elevation certificate if AE/VE.
  • Check plumbing type—1995 build may have polybutylene; inspect for failures.
  • Review HOA $17/mo agreement for restrictions and reserve funding status.
  • Order home inspection focusing on foundation, HVAC age, and electrical.
  • Verify septic vs. municipal sewer service and any maintenance records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,556/mo
Property tax (1.1% eff., Clay Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
All-in monthly (est.)$2,140/mo

Loan $239,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 4:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.