Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$209,000

860 S BLACK CHERRY Drive, St. Johns, FL 32259, St. Johns, FL 32259

Crossings At Cypress Trace Condo

Price
$209,000
Beds / Baths
3 / 3
Living area
1,468 sqft
Year built
2006
Type
Condo
Lot
Garage
1
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
88
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Beachside

$152/sqft asking, vs a $154/sqft median across 32 closed sales in 32259 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the heart of St. Johns! This adorable 3-bedroom, 2.5-bath townhome offers an unbeatable location within a sought-after gated community. Enjoy the top-rated St. Johns County Schools and incredible convenience, all within a move-in ready home. Step inside to find a beautifully updated home featuring an open floor plan with high ceilings and abundant natural light. The kitchen is a dream with stainless steel appliances and generous cabinet space, making daily life effortless. Comfortable bedrooms and modern bathrooms, including a primary suite with dual vanities, mean there's truly nothing to do. Beyond your doorstep, the gated community offers exclusive access to a private pool, tennis courts, and a serene lake, perfect for recreation. You're just moments from a vibrant array of shopping and restaurants, making everyday errands and dining out a breeze. Experience the best of St. Johns living in this low-maintenance gem.

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirement with county.
  • Request condo milestone inspection report and SIRS status from HOA.
  • Confirm roof age and current insurance carrier approval for 2006 build.
  • Obtain HOA estoppel letter, bylaws, and rental restriction policy in writing.
  • Review condo reserve study and any pending special assessments or liens.
  • Confirm exact renovation scope, permits pulled, and warranty transferability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,084/mo
Property tax (1.1% eff., St. Johns Co.)$192/mo
Homeowners insurance (est.)$292/mo
HOA$100/mo
All-in monthly (est.)$1,668/mo

Loan $167,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.