$189,900
3429 BALSAM Street, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $189,900
- Beds / Baths
- 3 / 2
- Living area
- 1,424 sqft
- Year built
- 1978
- Type
- Residential
- Lot
- 0.31 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 87
$133/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.
!!Back On Market (at no fault of the Seller/Property). Discover the welcoming charm of 3429 Balsam St, a beautifully updated 3-bed, 2-bath manufactured home offering comfort, space, and versatility. Step inside to an open layout enhanced by recent upgrades, including a new A/C and Water Heater within the past two years, Electrical improvements, and a durable metal roof approx 15 years old. Enjoy outdoor living on the 160sqft screened front porch or the expansive 324sqft back deck overlooking the fully fenced .31-acre yard with dog kennels and chicken coops. A converted shed adds incredible value as a separate 1-bed, 1-bath apartment with its own septic system and a tenant who wishes to stay; affording you the opportunity to allow your tenant to pay most of your mortgage for you!!! A recent 4-Point Inspection Report is available. Located in a quiet part of town, yet just minutes from everything that town has to offer, this inviting property is ready to welcome its next owner.
What to check on this one
- Verify manufactured home foundation: piers, blocks, condition, and any settling.
- Review 4-Point Inspection Report for roof, HVAC, plumbing, electrical defects.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Inspect septic systems for both main home and converted apartment unit.
- Verify tenant lease terms, rent amount, and legal occupancy of apartment.
- Check manufactured home title, mobile home park rules, and any deed restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $151,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Jul 10, 2026, 4:20 PM.
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