Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$298,000

3222 BLAIR Drive, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$298,000
Beds / Baths
3 / 2
Living area
2,413 sqft
Year built
1966
Type
Residential
Lot
0.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
42

Seller offering $6,000 in concessions to the buyer! This beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and everyday comfort in a convenient in-town location. Recent improvements include new carpet, fresh interior paint, custom cabinetry, and more, creating a clean, move-in ready space. Situated at the end of a neighborhood street, the property offers added privacy while remaining just minutes from shopping, dining, schools, and everyday conveniences. A covered 2-car carport provides ample parking, and the spacious screened-in back patio is perfect for relaxing, entertaining, or enjoying Florida evenings year-round.

What to check on this one

  • Verify actual roof age and material—1966 build needs 4-point inspection before closing.
  • Request flood zone determination letter from Putnam County or FEMA map verification.
  • Confirm all 'renovated' work permits pulled and inspections passed with county.
  • Get plumbing material confirmation—polybutylene or cast-iron common in 1966 homes.
  • Obtain homeowners insurance quotes; insurer may hesitate on 60-year-old structure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,546/mo
Property tax (1.1% eff., Putnam Co.)$273/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,111/mo

Loan $238,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 19, 2026, 1:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.