Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$232,900

7365 PALM HILLS Drive, Jacksonville, FL 32244

Hills Of Ortega

Price
$232,900
Beds / Baths
3 / 3
Living area
1,768 sqft
Year built
2020
Type
Townhouse
Lot
0.08 ac
Garage
1
HOA
$167/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
87

Come check out this modern and spacious END UNIT townhome directly across from NSA Jax. This is a 3 bedroom, 2 and 1/2 bathroom home with tile down stairs and new carpet upstairs. Seller will pay closing costs at full price with our preferred lender. The furniture and items in the garage can be included. This home is not eligible for an FHA loan.

What to check on this one

  • Verify HOA rules on furniture/garage items inclusion before closing.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review HOA CC&Rs for rental restrictions and lease-transfer policies.
  • Get roof/HVAC age and remaining warranty from seller or inspector.
  • Obtain HOA financials, reserve study, and any pending special assessments.
  • Clarify why FHA-ineligible and confirm your lender's underwriting requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,208/mo
Property tax (1.1% eff., Duval Co.)$213/mo
Homeowners insurance (est.)$292/mo
HOA$167/mo
All-in monthly (est.)$1,880/mo

Loan $186,320 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL REALTY JAX. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.