Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$394,000

77137 COBBLESTONE Drive, Yulee, FL 32097, Yulee, FL 32097

Timber Creek

Price
$394,000
Beds / Baths
3 / 2
Living area
1,919 sqft
Year built
2011
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$45/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
87

$205/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Meet your next address! Summer ready, beautiful saltwater pool home with fully fenced back yard, private large paver patio & deck. Open concept kitchen with backyard view of pool from the sink! Updated with all newer KitchenAid appliances & beautiful wood luxury vinyl flooring throughout with carpet in Owners bedroom. Tons of natural light & a massive family room. Large dining area that could double as an office/library space. Split floor plan with owners suite tucked away for privacy, complete with oversized walk in closet & custom built ins. Bedrooms 2 & 3 also with builtins within closet. Newer Washer & Dryer included & also garage freezer. Community offers playground, basketball courts & community pool. Convenient to shopping, a short drive to State Rd 200/A1A, easy I95 access to Jacksonville & a direct drive to beautiful Fernandina Beach just a few miles away.

What to check on this one

  • Verify roof age and get 4-point inspection quote—home is 15 years old, insurers scrutinize this bracket
  • Confirm flood zone designation with county appraiser; request elevation certificate if in AE/VE zone
  • Review HOA documents for rental restrictions, special assessments, and pool maintenance obligations
  • Inspect pool equipment age, warranty status, and typical annual maintenance/repair costs
  • Verify all appliances and W/D included in sale; confirm KitchenAid serial numbers and remaining warranty
  • Check septic/well service records if applicable to Yulee area; confirm municipal water/sewer availability

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,044/mo
Property tax (1.1% eff., Nassau Co.)$361/mo
Homeowners insurance (est.)$292/mo
HOA$45/mo
All-in monthly (est.)$2,742/mo

Loan $315,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 12:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.