Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,000

2500 Harbour Cove Drive, Fort Pierce, FL 34949, Fort Pierce, FL 34949

Metes & Bounds

Price
$599,000
Beds / Baths
3 / 3
Living area
1,780 sqft
Year built
1991
Type
Townhouse
Lot
Garage
1
HOA
$385/mo
CDD
No
Flood zone
Unknown
County
St. Lucie
Days on market
87
Elementary
Other
Middle
Other
High school
Other

Welcome to 2500 Harbour Cove Dr, a waterfront end-unit townhouse on Hutchinson Island offering 3 bedrooms, 2.5 baths, and 1,780 sqft of living space. This light filled residence features an open concept layout with generous living and dining areas, water views from both levels, and a spacious back deck overlooking the canal. Enjoy private deck access with a rear walkway leading to your 30' boat slip with a 10,000lb boat lift, an excellent setup for boating and waterfront living. The community offers private beach access approximately 1/2 mile away, plus convenient kayak entry and takeout access for enjoying the island lifestyle. Pepper Park Beachside, offering pickleball courts, beach access, and recreation, is just 1 mile away. Recent updates include a 2021 water heater and 2020 HVAC system. The property also includes a single-car garage for parking and storage. Near Fort Pierce Inlet State Park, dining, and amenities, this townhome is ideal as a primary residence or seasonal retreat!

What to check on this one

  • Verify exact flood zone (AE/VE) and obtain elevation certificate for insurance/financing.
  • Request HOA docs: rules on short-term rentals, boat slip ownership/transfer, deck maintenance.
  • Confirm roof age/condition; get 4-point inspection quote given 1991 build.
  • Inspect plumbing for polybutylene or cast-iron; verify 2020 HVAC and 2021 water heater with receipts.
  • Get boat slip deed/lease terms, lift title, and transfer process before closing.
  • Review HOA financials and reserve study for any special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,108/mo
Property tax (1.1% eff., St. Lucie Co.)$549/mo
Homeowners insurance (est.)$349/mo
HOA$385/mo
All-in monthly (est.)$4,391/mo

Loan $479,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLUID REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated Jun 8, 2026, 1:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.