Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$539,000

282 BEDFORD Terrace, St. Augustine, FL 32092

Silverleaf

Price
$539,000
Beds / Baths
3 / 3
Living area
2,373 sqft
Year built
2026
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
88

$227/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New Toll Brothers home, ready August 2026! This beautifully designed home features a dramatic two-story foyer that creates an open, light-filled first impression. Luxury vinyl plank flooring flows through the main living areas, enhancing the seamless layout. The spacious great room connect effortlessly to the gourmet kitchen with quartz countertops, stainless steel appliances, and designer cabinetry, perfect for everyday living and entertaining. A multi-stack sliding glass door brings in abundant natural light and extends the living space to a covered, private lanai. The primary suite is conveniently located on the first floor, offering a relaxing retreat with a spa-inspired bath and walk-in closet. Upstairs, a versatile oversized loft and two additional bedrooms provide comfort and flexibility for family or guests. With no CDDs and access to resort-style amenities, schedule your private tour today!

What to check on this one

  • Confirm final closing date and builder warranty coverage details in writing
  • Obtain flood zone designation and elevation certificate once construction completes
  • Verify HOA $100/mo covers what amenities; request all governing docs and rental restrictions
  • Get builder's 10-year structural warranty terms and 2-year systems warranty scope in writing
  • Confirm homeowners insurance availability and estimated annual premium before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,797/mo
Property tax (1.1% eff., St. Johns Co.)$494/mo
Homeowners insurance (est.)$314/mo
HOA$100/mo
All-in monthly (est.)$3,705/mo

Loan $431,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.