Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$320,000

3816 WOODMERE Lane, Middleburg, FL 32068, Middleburg, FL 32068

Black Creek Park

Price
$320,000
Beds / Baths
2 / 2
Living area
1,188 sqft
Year built
1976
Type
Residential
Lot
0.57 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
39
Elementary
Middleburg
Middle
Lake Asbury
High school
Middleburg

$269/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 49% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover unique charm and endless potential on a private 0.57-acre lot at the end of the street! This 1,188 sq ft, 2-bedroom, 1 full, 1 half bath home features stunning pecky wood craftsmanship and a built-in wooden bar ideal for entertaining. The primary suite boasts an updated huge walk-in closet and a large jetted garden tub with separate shower. Outdoors, enjoy a peaceful flowing water garden out front, mature fruit trees, and a fully fenced yard. Structural highlights include a durable metal roof and a whole-house generator for total peace of mind. Exceptional storage and workspace options abound with an extra-large work warehouse--perfect for storing equipment or running a business--plus two additional outbuildings and a convenient circular driveway. Located just minutes from the Main Street boat ramp, local park, fishing, and hiking trails! WH 2026, AC 2008 (Some rooms have been virtual staged and front over hang)

What to check on this one

  • Verify roof installation date and get inspection report—metal roof claimed but confirm age/condition.
  • Confirm whole-house generator model, fuel type, last service date, and warranty status.
  • Obtain septic system inspection, tank size, and pumping history—critical for 0.57-acre lot.
  • Verify AC unit 2008 still serviceable; get HVAC inspection and remaining lifespan estimate.
  • Check flood zone via FEMA map and obtain elevation certificate if AE/VE designated.
  • Inspect plumbing for polybutylene or cast-iron; request service records from current owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Clay Co.)$293/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,245/mo

Loan $256,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 8:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.