$464,985
91 SMOKERISE Drive, St. Augustine, FL 32092
Shearwater
- Price
- $464,985
- Beds / Baths
- 4 / 2
- Living area
- 2,106 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 72
MOVE IN READY!! The Charle II floor plan by Lennar offers 4 bedrooms, 2 bathrooms, and a 2-car garage. Enjoy Lennar's signature Everything's Included features, including white cabinetry with white quartz countertops, 42'' upper cabinets, and a full suite of stainless steel appliances: cooktop, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is placed in wet areas and extended through the family, dining, and hallways. Additional upgrades include quartz vanities, a gas water heater, screened lanai, and a full sprinkler system. Backed up with 1 year builder warranty. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. As the nation's oldest city, it's rich in Spanish Colonial architecture, cobblestone streets, and centuries-old landmarks, complemented by a lively arts scene, unique shops, and diverse dining options. (Conditions may apply)
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if AE/VE.
- Confirm CDD bond payoff amount and annual assessment beyond $20/mo HOA.
- Review Lennar 1-year builder warranty coverage details and exclusions.
- Obtain 4-point inspection quote; confirm homeowners insurance availability/rates.
- Verify sprinkler system maintenance schedule and any HOA/CDD responsibilities.
- Confirm move-in date and any builder incentives or closing cost coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $371,988 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 1:30 PM.
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