Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

272 WYE Road, St. Johns, FL 32259

Mill Creek Forest

Price
$499,900
Beds / Baths
3 / 2
Living area
1,801 sqft
Year built
2024
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$153/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
85

$278/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NO CDD FEES - Interest rate by down w/acceptable offer. Luxury, Lifestyle & Location! Welcome to this beautifully upgraded, St. Johns County's most desirable gated community; Mill Creek. Located in Florida's top-rated school district, this 3 bedroom/2 bath~ split floor plan offers a gourmet kitchen featuring a gas cooktop, designer vent hood, built-in appliances, and an oversized island--perfect for entertaining with 42'' cabinets, Subway tile back splash The garage boasts showroom-quality epoxy flooring, while premium upgrades throughout make this home truly move-in ready. Enjoy 24/7 electronic gate surveillance and resort-style amenities including a clubhouse, pool, pickleball, tennis courts, playground, and scenic walking areas. Skip the wait and expense of new construction--this home already includes thousands in upgrades the builder doesn't! A home warranty with an acceptable offer. NO CDD FEES!!!!

What to check on this one

  • Verify flood zone designation—check FEMA map for AE/VE zones; get elevation certificate if applicable.
  • Confirm HOA $153/mo covers what; review Mill Creek CC&Rs for rental restrictions and special assessments.
  • Inspect 2-year-old roof, HVAC, and appliances; verify builder warranty transfer and coverage scope.
  • Pull HOA financial statements and reserve study to assess long-term fee stability.
  • Confirm title to gated community amenities (clubhouse, pool, courts) and verify no future CDD conversion risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., St. Johns Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$153/mo
All-in monthly (est.)$3,497/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 9:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.