Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$545,000

618 NW EMERALD LAKES Drive, Lake City, FL 32055

Emerald Estates

Price
$545,000
Beds / Baths
4 / 3
Living area
2,551 sqft
Year built
1997
Type
Residential
Lot
2.63 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Columbia
Days on market
87
Elementary
Pinemount
Middle
Lake City
High school
Columbia

$214/sqft asking, vs a $124/sqft median across 8 closed sales in 32055 over the last 12 months — 73% above the area's closed prices. Condition and lot vary; that's what a showing is for.

****SELLER CREDIT OF $5,000.00**** This beautiful home is back on the market through no fault of the sellers and is priced and ready for its next owner! Featuring a brand-new metal roof, new flooring throughout, and a whole-house generator with a buried 500-gallon propane tank, this property offers peace of mind and exceptional value. Step outside and enjoy the screened-in saltwater pool, perfect for relaxing or entertaining year-round. Situated on 2.63 acres, you'll have plenty of room to spread out while still enjoying the benefits of a well-maintained neighborhood with wonderful neighbors and NO HOA restrictions. That's right--no HOA! If you've been searching for a home that combines space, updates, and freedom, this one is a must-see. Come take a look--you just might fall in love the moment you pull into the driveway! 🏡✨ 📍 Schedule your private showing today!

What this home really costs per month

Principal & interest$2,828/mo
Property tax (1.1% eff., Columbia Co.)$500/mo
Homeowners insurance (est.)$318/mo
All-in monthly (est.)$3,646/mo

Loan $436,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 INTEGRA. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.