Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$215,000

4059 OWEN Avenue, Jacksonville, FL 32209, Jacksonville, FL 32209

Simmons Addition

Price
$215,000
Beds / Baths
3 / 2
Living area
1,220 sqft
Year built
2019
Type
Residential
Lot
0.19 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
88

$176/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 61% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Check out this move-in-ready 3-bed, 2-bath Northside gem built in 2019! Step inside to a bright, open floor plan loaded with sleek laminate flooring and a gorgeous kitchen complete with granite countertops and plenty of cabinet storage. Outside, you'll love the fully fenced backyard--perfect for pets, playtime, or weekend BBQs--plus a cozy porch and attached 1-car garage. The location is incredibly convenient with an easy commute to downtown Jacksonville and quick access to nearby Trout River area parks, local community hubs, and everyday amenities.

What to check on this one

  • Verify actual flood zone designation via FEMA Flood Map; request elevation certificate if in AE/VE.
  • Confirm roof age and material; obtain roof inspection report and insurance eligibility documentation.
  • Review plumbing type and materials; confirm no polybutylene or cast-iron issues.
  • Inspect HVAC system age and maintenance records; verify AC/heating functionality.
  • Request home inspection report covering foundation, electrical, and all major systems.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,116/mo
Property tax (1.1% eff., Duval Co.)$197/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,605/mo

Loan $172,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JWB REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.