Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$189,000

315 RYDER CUP Circle 204, St. Augustine, FL 32092

Legends At St Johns

Price
$189,000
Beds / Baths
2 / 2
Living area
1,055 sqft
Year built
2005
Type
Condo
Lot
Garage
0
HOA
$490/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
89
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

Opportunity awaits in this 2-bedroom, 2-bath condo located in the gated Legends community in St. Johns County. Clean and ready for your personal updates, this second-floor unit offers a functional open floor plan, granite countertops, and spacious bedrooms. Enjoy the ease of ownership with a monthly HOA fee that covers water, sewer, basic cable, trash, insurance, pest control, exterior maintenance, and access to a variety of community amenities, including two pools, tennis courts, and a fitness center. When you're away from home, appreciate the convenience of nearby shopping, dining, and easy access to major commuter routes. This condo offers exceptional value and the opportunity to create a space that reflects your own style and vision.

What to check on this one

  • Obtain current condo declaration, bylaws, and latest financial statements from HOA.
  • Request milestone inspection report and SIRS status if available post-2005.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age and current insurance provider acceptance for 21-year-old building.
  • Review HOA rental restriction policy before purchase if investment intent considered.
  • Inspect plumbing type (polybutylene red flags for this era) during home inspection.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$981/mo
Property tax (1.1% eff., St. Johns Co.)$173/mo
Homeowners insurance (est.)$292/mo
HOA$490/mo
All-in monthly (est.)$1,936/mo

Loan $151,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DAVIDSON REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 1:07 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.