Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$440,000

10954 HEATHFIELD Road, Jacksonville, FL 32225

Ridgefield

Price
$440,000
Beds / Baths
4 / 2
Living area
2,022 sqft
Year built
1989
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$15/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
90
Elementary
Don Brewer
Middle
Landmark
High school
Sandalwood

$218/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Motivated seller- ALL BRICK Beauty- dont miss this opportunity to own a home in the heart of Ft Caroline. Brand new roof just installed 5/26 . This well-maintained home offers timeless curb appeal and a spacious floor plan with formal dining room, 4 bedrooms, two baths and a designated office/flex room.Split floor plan. Master bath with soaker tub and separate shower, custom closet. Living room has high vaulted ceilings and a beautiful wood burning fireplace with two custom built ins on each side. Secondary bath with double vanity and updated walk in shower.The large screened in lanai is perfect to enjoy the outdoors. Fully fenced in yard. 2 car garage. Close to parks, schools, dining, and the St Johns River.

What to check on this one

  • Verify roof installation date (5/26) and get roofing contractor warranty details in writing
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE
  • Review HOA documents; confirm $15/mo covers what and check for special assessments
  • Inspect plumbing type (polybutylene/cast-iron common in 1989); get service records
  • Order 4-point inspection and wind-mitigation report for insurer requirements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Duval Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
All-in monthly (est.)$2,993/mo

Loan $352,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 3:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.