Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$591,500

85390 SANDY RIDGE Loop, Yulee, FL 32097

Sandy Ridge

Price
$591,500
Beds / Baths
4 / 3
Living area
2,732 sqft
Year built
2024
Type
Residential
Lot
0.28 ac
Garage
3
HOA
$100/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
89
Elementary
Yulee
Middle
Yulee
High school
Yulee

$217/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Built just two years ago by SEDA Homes, this exceptional Albatera II floor plan offers 4 bedrooms, 3 bathrooms, modern finishes, and upgrades throughout that set it apart from builder inventory. Nestled within a private gated community of only 89 homesites, this home combines privacy, comfort, and convenience. The open-concept layout is designed for both everyday living and entertaining, featuring a stunning kitchen with Quartz countertops, 42-inch cabinets with crown molding, stainless steel appliances, and a spacious island overlooking the living and dining areas. A large sliding glass door fills the home with natural light and seamlessly connects the indoor and outdoor living spaces. The versatile fourth bedroom and full bath provide an ideal setup for guests, multi-generational living, or a private home office. Thoughtful owner upgrades include recessed lighting throughout, ceiling fans, an upgraded WiFi thermostat, water softener, expanded driveway, and additional ... electrical outlets in the garage. The garage has also been enhanced with overhead storage and a retractable garage door screen, creating a functional workspace, hobby area, or comfortable place to enjoy the breeze while staying protected from insects. Step outside and enjoy your own private backyard retreat. The fully fenced yard offers added privacy and security, while newly planted palm trees create a beautiful tropical setting. A brand-new paved patio complete with a fire pit and landscape lighting provides the perfect space for entertaining family and friends or relaxing under the Florida sky. Offering the benefits of nearly new construction without the wait, this meticulously maintained home delivers privacy, upgrades, and value beyond what you'll find in most new construction opportunities. Conveniently located off Miner Road with easy access to shopping, dining, schools, Kings Bay Naval Base, Jacksonville, and Amelia Island beaches. Schedule your private showing today and experience the difference for yourself.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE.
  • Request HOA documentation: bylaws, budget, reserves, and rental restrictions.
  • Verify roof warranty details and HVAC system coverage from SEDA Homes.
  • Review gated community amenities, maintenance responsibilities, and any special assessments.
  • Confirm all builder upgrades are warranted and documented in closing disclosure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,069/mo
Property tax (1.1% eff., Nassau Co.)$542/mo
Homeowners insurance (est.)$345/mo
HOA$100/mo
All-in monthly (est.)$4,056/mo

Loan $473,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ERA ONETEAM REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 16, 2026, 4:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.