Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,000

121 BALMORAL CASTLE Drive, St. Johns, FL 32259

Aberdeen

Price
$449,000
Beds / Baths
4 / 2
Living area
1,923 sqft
Year built
2019
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
43
Elementary
Freedom Crossing Academy
Middle
Freedom Crossing Academy
High school
Bartram Trail

Welcome to 121 Balmoral Castle Drive! This beautifully maintained home offers a VA assumable mortgage at 2.75%, a bought-down CDD, updated wood trim throughout, tile flooring throughout the entire home with no carpet, and an air-conditioned garage complete with an attached mini gym. The open-concept floor plan features spacious living areas, abundant natural light, a well-appointed kitchen, and generously sized bedrooms -- ideal for comfortable living and entertaining. Step outside to enjoy the tiled backyard with a cozy fire pit, perfect for relaxing evenings or hosting guests. Families will love the convenience of being able to walk or bike to the neighborhood K-8 school, avoiding long school drop-off lines. Conveniently located within walking distance to Freedom Crossing and situated in the highly regarded St. Johns County School District, this Northeast Florida home is a rare opportunity. Schedule your private showing today!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD payoff amount and remaining bond obligation at closing.
  • Review HOA documents; clarify $5/mo fee scope and any rental restrictions.
  • Inspect roof for remaining warranty; verify 2019 construction means no 4-point needed.
  • Confirm VA loan assumability terms, rate lock details, and lender approval process.
  • Request septic/well inspection records if applicable to St. Johns lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,330/mo
Property tax (1.1% eff., St. Johns Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,206/mo

Loan $359,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 1 REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 20, 2026, 8:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.