Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$349,000

109 OSPREY MARSH Lane, St. Augustine, FL 32086

Osprey Landing

Price
$349,000
Beds / Baths
3 / 2
Living area
1,564 sqft
Year built
2011
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$58/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
86
Elementary
Otis A. Mason
Middle
Gamble Rogers
High school
Pedro Menendez

WELCOME HOME! Located in the highly desirable private community of Osprey Landing, this beautifully maintained 3BR/2BA home offers peaceful canal and wooded views with no rear neighbors. Enjoy Florida living from the enclosed screened porch with vinyl windows plus an additional patio area with built-in fire pit. Features include impact protection, roof and water heater only 2 years old, spacious open floor plan, oversized granite kitchen island with breakfast area, additional dining room window providing abundant natural light, kitchen overlooking living and dining areas, whole-house water filtration system, irrigation system with well, garage screen enclosure and low HOA fees. Conveniently located near shopping, dining, beaches, and historic downtown St Augustine. Privacy, comfort and Florida living at its finest!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm HOA $58/mo covers what; request Osprey Landing covenants and rental policy
  • Get well/irrigation service history and last water quality test results
  • Inspect roof (2 yrs old) and water heater documentation for warranty transfer
  • Request 4-point inspection given 15-year age; verify impact windows meet code

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,811/mo
Property tax (1.1% eff., St. Johns Co.)$320/mo
Homeowners insurance (est.)$292/mo
HOA$58/mo
All-in monthly (est.)$2,481/mo

Loan $279,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 3:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.