Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$8,782

405 MONROE Street, Interlachen, FL 32148, Interlachen, FL 32148

Lake Lucy Shores

Price
$8,782
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
89

RARE double lot in Lake Lucy Shores, Interlachen. Two contiguous buildable lots sold together, about 9,148 sqft (0.21 acre), Block 3 Lots 33 and 34, with frontage on Monroe St. CLEAN TITLE. Not a tax deed or quit claim sale. No back taxes, liens, or judgments. Recent clean chain. High, flat, dry land. Power available at the road. R-2 zoning. No HOA. No deed restrictions. No build deadline. Build a home, family compound, or place a manufactured or mobile home. Site-built, manufactured, and mobile homes all allowed. About 35 minutes to Gainesville and the University of Florida, and roughly 1 hour to Jacksonville and St. Augustine. Close to Lake Lucy. Annual property tax is only about $97. INVESTOR, BUILDER, or FAMILY buyers welcome.

What to check on this one

  • Verify flood zone designation with Putnam County—unknown status requires FEMA map check.
  • Confirm utilities: power at road, water/sewer availability, septic/well feasibility with county.
  • Obtain R-2 zoning compliance letter and permitted use/setback requirements from Putnam County.
  • Request survey or plat showing exact lot lines, frontage, and any easements on Monroe St.
  • Confirm clean title via title company search—no liens, back taxes, or code violations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$46/mo
Property tax (1.1% eff., Putnam Co.)$8/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$346/mo

Loan $7,026 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jun 4, 2026, 7:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.