$1,499,900
124/126 HOPKINS Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266
Bowes Oceanview
- Price
- $1,499,900
- Beds / Baths
- 4 / 4
- Living area
- 2,728 sqft
- Year built
- 1980
- Type
- MultiFamily
- Lot
- 0.13 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 90
- Elementary
- Neptune Beach
- Middle
- Duncan Fletcher
- High school
- Duncan Fletcher
Steps from the sand and framed by unobstructed ocean views, this rare Neptune Beach duplex offers the ultimate blend of coastal lifestyle, flexibility, and investment potential. Each residence features 2 bedrooms, 2 bathrooms, and approximately 1,300 square feet of light-filled living space with open floorplans designed for relaxed beachside living. Expansive front porches and balconies invite you to enjoy ocean breezes, morning coffee, and evenings spent people-watching after a walk on the sand. Unit #124 is located downstairs, while #126 occupies the upper level, making this property ideal as a primary residence, vacation retreat, guest house, income-producing rental, or future single-family conversion. Spacious living areas, oversized kitchens, and a coveted location just steps from beach access create endless possibilities. A rare opportunity to own a versatile property in one of Florida's most desirable beach communities, and enjoy the relaxed charm that defines Neptune Beach!
What to check on this one
- Verify actual flood zone—Neptune Beach is coastal; get FEMA map & elevation certificate
- Confirm roof age & condition; 1980 duplex likely needs inspection or replacement soon
- Obtain 4-point inspection & wind-mitigation report; verify insurer will cover both units
- Review duplex deed, plumbing materials (polybutylene/cast-iron pre-1995), & structural separation
- Clarify rental license status, lease terms, occupancy rules for each unit
- Inspect both units separately; document condition, HVAC age, any deferred maintenance
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,199,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 8:43 AM.
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